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Usury Laws

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Usury Law

Title 9: Commerce and Trade

Chapter 4: Interest

§ 41A Legal rates
§ 41B Rent-to-own agreements; disclosure of terms
§ 41C Rent-to-own; assistive devices
§ 42 Permitted charges
§ 43 Deposit requirement prohibited; exception
§ 44 Certain charges not usurious
§ 45 Prepayment of loans
§ 46 Exceptions
§ 47 Application of payments
§ 48 Excess insurance, proceeds
§ 49 Computation of interest
§ 50 Penalties
§ 101 Borrower's notice
§ 102 Co-signer's notice
§ 103 Residential real estate loans
§ 104 High rate loans
§ 201 Definition
§ 202 APPLICABILITY
§ 203 Duty of lender
§ 204 Duty of settlement agent that is not a lender
§ 205 Commissioner's powers
§ 206 Consumer Remedies

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